Since 2004, Microinsurance has been of growing interest to the federal government and the National Council of Private Insurance (CNSP). In 2006, the Consultative Group to Assist the Poor (CGAP) of the International Association of Insurance Supervisors (IAIS), formed the Joint Working Group on Microinsurance, with SUSEP (Brazilian Private Insurance Superintendence) as a member and contributor.
Two years later, the CNSP created the Advisory Committee on Microinsurance, with representatives of the market and chaired by the superintendent of Susep, including the Escola Nacional de Seguros, which was responsible for coordinating the research sub-group, with the objective to support policy measures and provide suggestions for effective implementation of Microinsurance in Brazil.
Aiming to disseminate the results of this work for the insurance market and other sectors concerned, the school offers, in the links below, the research developed.
Microinsurance in Brazil Research Series Volume 1
Microinsurance in Brazil Research Series Volume 2
Microinsurance in Brazil Research Series Volume 3
Microinsurance in Brazil Research Series Volume 1
Contents/ Presentation
Claudio Contador
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Part 1
SUSEP’s Microinsurance Working Group Reports
Partial Report I
Microinsurance – Concept Definition and Target Audience Identification
Regina Lidia Giordano Simões, Olavo Ribeiro Salles, João Luis Nascimento Vieira, Christine de Faria Zettel, Wagner Clemenceau Rodrigues Ramos, Rossano Orsini Junior, Alessandra Ribeiro Conceição
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Partial Report II
Microinsurance – Identification of the Regulatory Barriers in Brazil
Regina Lidia Giordano Simões, Olavo Ribeiro Salles, João Luis Nascimento Vieira, Christine de Faria Zettel, Wagner Clemenceau Rodrigues Ramos, Rossano Orsini Junior, Francisco de Assis Vasconcellos
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Partial Report III
Identification of the Stakeholders in Microinsurance and their Roles
Regina Lidia Giordano Simões, João Luis Nascimento Vieira, Christine de Faria Zettel, Wagner Clemenceau Rodrigues Ramos, Rossano Orsini Junior, Francisco de Assis Vasconcellos
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Partial Report IV
Identifying the Major Parameters for Microinsurance Products
Regina Lidia Giordano Simões, João Luis Nascimento Vieira, Christine de Faria Zettel, Wagner Clemenceau Rodrigues Ramos, Rossano Orsini Junior, Francisco de Assis Vasconcellos
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Part 2
Studies Conducted under the Research Program of the Escola Nacional de Seguros – Funenseg – Advisory Committee on Microinsurance – CNSP
Estimate of the Potential Market for Microinsurance in Brazil
Kaizô Iwakami Beltrão, Sonoe Sugahara, Fernanda Paes Leme Rito
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Products of Private Initiative Correlated with Microinsurance
Francisco Galiza
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Social Programs and Social Security in Brazil: Main Features
Francisco Galiza
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Microinsurance - Income Risk, Social Insurance and the Demand for Private Insurance by the Low-Income Population
Marcelo Cortes Neri
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Microinsurance in Brazil Research Series Volume 2
Contents/ Presentation
Claudio Contador
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Synergy Between Microinsurance and Microcredit and the Development of the Markets in Brazil
Lauro Gonzalez, Caio Toledo Piza, Daniel Bruno Garcia
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Estimate of the Potential Microinsurance Market in Brazil from the Analysis of Families and Small Companies Expenses Framework with Related Products
Kaizô Iwakami Beltrão, Sonoe Sugahara, Fernanda Paes Leme Rito
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Estimate of Mortality for Individuals from Low-Income Families
Kaizô Iwakami Beltrão, Sonoê Sugahara Pinheiro, Luciano Gonçalves de Castro e Silva
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Microinsurance Concept Evaluation among Low Income Population
Datafolha Instituto de Pesquisas
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Microinsurance Demand and Willingness to Pay
José L. Carvalho
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Business Plan Modeling of a Microinsurance Unit
Fernando Augusto Freitas de Araújo
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Microinsurance Operations in the Insurance Company
Fernando Augusto Freitas de Araújo
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Microinsurance in Brazil Research Series Volume 3
Contents/ Presentation
Claudio Contador
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Microinsurance in Brazil - Towards a strategy for market development
Hennie Bester, Doubell Chamberlain, Christine Hougaard e Herman Smit
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